Insurance against theft and vandalism

The subject-matter of the insurance includes tangible movable assets, stocks and constructions (building components, fences, pavements, technical facilities) and animals owned by the insured that the insured legitimately uses (objects in use) or that the insured has taken over under a written agreement to fulfil an obligation (objects taken over). It also includes specific movable assets (money, valuables, valuable objects, objects of special value, documentation, preventive means intended to protect the insured object against theft).

Insurance risks:

• burglary
• robbery
• vandalism
• theft of money and valuables by robbery during transport

In the case of an insured event, the amount of the insurance benefit depends on the overcome obstacle, not on the overall theoretical level of security.

Supplementary insurance:

• theft of fire extinguishers in a building

• graffiti