Property and liability

  • Even the cheapest package already
    covers thunder, lightning and wind
  • It provides alternative accommodation up to
    CZK 30 thousand
  • It includes both civil and owner liability
  • Assistance services twice a year

List of property insurance packages

  Ideal Excelent VIP
Exposure to the element

windstorm, hail, lightning, heavy snow or ice

ok ok ok
Fire and explosio

fire, explosion, implosion, smoke

ok ok ok
Disaster

landslide, snow avalanche, rock and earth collapse, earthquake, fallen trees and poles

ok ok ok
Vehicles

crash of vehicle or its load, of aircraft, its parts or its load, aerodynamic noise caused by supersonic aircrafts

ok ok ok
Basic water damag

discharge, buildup and freezing water

ok ok ok
Extensive water damag

sewage backup & overflow, storm-related water damage

max.CZK
30 thous.
max.CZK
50 thous.
max.CZK
50 thous.
Flood and flash floo

flood and flash flood

fail fail ok
Theft and vandalism

burglary, robbery, vandalism

fail max. 50 % of SI ok
Electricity

short circuit, undervoltage and overvoltage (incl. indirect lightning strike)

max.CZK
30 thous.
mmax.CZK
50 thous.
max.CZK
100 thous.
Electronics

damage to electrical equipment and optical devices

max. 35 % of SI max. 35 % of SI max. 35 % of SI
Alternative Accommodation

alternative accommodation in case of damage

max.CZK
30 thous.
max.CZK
30 thous.
max.CZK
30 thous.
Pets

injuries to non-profitable animals

max.CZK
20 thous.
max.CZK
20 thous.
max.CZK
20 thous.
Glass and Sanitary Facilities

broken glass caused by uninsured risk, broken sanitary facility caused by uninsured risk

max.CZK
30 thous.
max.CZK
30 thous.
max.CZK
30 thous.
Damage to Property Outside the Home

damage to bicycles outside of the place of insurance, damage to property in a secure area, damage to personal belongings, damage to items of personal use beyond the insurance

max.CZK
10 thous.
max.CZK
10 thous.
max.CZK
10 thous.
Money and Payment Cards

damage to cash or misuse of passbooks and payment cards

max.CZK
20 thous.
max.CZK
20 thous.
max.CZK
20 thous.
Valuables and Property of Special Value

damage to valuables, to property of special and artistic value

max. 20 % of SI max. 20 % of SI max. 20 % of SI
Vandalism - building

vandalism, spray painting - pollution, coloration

max.CZK
30 thous.
max.CZK
30 thous.
max.CZK
30 thous.
Odcizení - building

Vandalism, theft of building components, materials and equipment

max.CZK
50 thous.
max.CZK
150 thous.
max.CZK
200 thous.
Facade - building

Damage to Facade

max.CZK
30 thous.
max.CZK
30 thous.
max.CZK
30 thous.

Liability Insurance Scope

  Ideal Excelent VIP
Personal Injury CZK 1 000 000 CZK 5 000 000 CZK 10 000 000
Property Damage CZK 500 000 CZK 2 500 000 CZK 5 000 000
Subsequent Financial Loss CZK 250 000 CZK 1 250 000 CZK 2 500 000
Non-material Damage CZK 50 000 CZK 100 000 CZK 200 000
MaxDomov

MaxDomov property and liability insurance

Up to 40% off on online deals

Take out online

 

Against what do we protect you?

 

  • Tíha sněhu

    Heavy Snow
    and Ice

  • Vystoupení vody

    Sewage Backup
    & Overflow

  • Náraz dopravního prostředku

    Damage by Vehicle Crash

  • Krádež, vloupání

    Theft, Burglary and Robbery

  • Vandalismus

    Home and Site Vandalism

  • Zkrat, podpětí, přepětí

    Short Circuit, Undervoltage and
    Overvoltage or
    Damage to Facade

What interests you most

What is the phone number of the MaxDomov assistance service?

If necessary, call this number +420 296 339 687. The assistance service is available to you 24/7, 365 days a year.

What documents are necessary to claim an insured event?

In order for the claim to be approved, it is necessary to submit a completed insurance claim form; in case of theft, damage or destruction of property, the title deeds and the theft report protocol must be submitted; and in the event of theft resulting from burglary, the resolution must also be submitted. It is also suitable to attach photo documentation of damage and damaged property.

Does the real estate insurance also cover greenhouses, polyhouses and wells?

Yes, the listed items are covered as adjacent constructions in the event of an accident, i.e. there is no need to insure them.

Can I insure a building or an apartment under construction?

Yes, it is possible. Our insurance will protect your property from the beginning to its completion and final inspection. The only condition is to situate it within the territory of the Czech Republic.

Who can use the liability insurance, in other words, which persons are coinsured?

The coinsured persons are the spouse or partner of the insured person. This also includes children under 26 (incl. stepchildren) and adoptive children or children who have been placed into foster care of the insured, its spouse or partner.

What types of liability insurance do you offer and which option is suitable for me?

Maxima insurance company has prepared two options for liability insurance. The first applies to liability for damages of a citizen related to the activities of the insured in ordinary civil life while conducting free-time activities, the second option covers damage incurred in connection with ownership, possession, rental or management of a real estate.