Cottage Insurance

What can be insured?

The cottage which is used as a temporary
secondary residence.

Adjacent constructions including building
components and outside access lines.

Well and greenhouse which are used
together with the main building.

List of property insurance packages

	Ideal	Excelent	VIP
Exposure to the element windstorm, hail, lightning, heavy snow or ice
Fire and explosio fire, explosion, implosion, smoke
Disaster landslide, snow avalanche, rock and earth collapse, earthquake, fallen trees and poles
Vehicles crash of vehicle or its load, of aircraft, its parts or its load, aerodynamic noise caused by supersonic aircrafts
Basic water damag discharge, buildup and freezing water
Extensive water damag sewage backup & overflow, storm-related water damage	max.CZK 30 thous.	max.CZK 50 thous.	max.CZK 50 thous.
Flood and flash floo flood and flash flood
Theft and vandalism burglary, robbery, vandalism		max. 50 % of SI
Electricity short circuit, undervoltage and overvoltage (incl. indirect lightning strike)	max.CZK 30 thous.	mmax.CZK 50 thous.	max.CZK 100 thous.
Electronics damage to electrical equipment and optical devices	max. 35 % of SI	max. 35 % of SI	max. 35 % of SI
Alternative Accommodation alternative accommodation in case of damage	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Pets injuries to non-profitable animals	max.CZK 20 thous.	max.CZK 20 thous.	max.CZK 20 thous.
Glass and Sanitary Facilities broken glass caused by uninsured risk, broken sanitary facility caused by uninsured risk	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Damage to Property Outside the Home damage to bicycles outside of the place of insurance, damage to property in a secure area, damage to personal belongings, damage to items of personal use beyond the insurance	max.CZK 10 thous.	max.CZK 10 thous.	max.CZK 10 thous.
Money and Payment Cards damage to cash or misuse of passbooks and payment cards	max.CZK 20 thous.	max.CZK 20 thous.	max.CZK 20 thous.
Valuables and Property of Special Value damage to valuables, to property of special and artistic value	max. 20 % of SI	max. 20 % of SI	max. 20 % of SI
Vandalism - building vandalism, spray painting - pollution, coloration	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Odcizení - building Vandalism, theft of building components, materials and equipment	max.CZK 50 thous.	max.CZK 150 thous.	max.CZK 200 thous.
Facade - building Damage to Facade	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.

It protects your property against the elements

Take out online

The insurance includes

Cottage insurance
including the building components and outside access lines
Adjacent building insurance
(e.g. gazebo, garden shed, grave or tombstones)
Technical equipment insurance
(e.g. pumps and gas tanks)

Insurance of wells, greenhouses, photovoltaic power plants
which are part of the main or adjacent building
Insurance of temporary building sites which are part of the insured building under construction
Outside access lines insurance
(e.g. sheds, extensions, septic tanks or cesspit)

For more details on insurance, read the terms and conditions.

What can be insured?

List of property insurance packages

Cottage Insurance

The insurance includes

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