Garage Insurance | Maxima pojišťovna a.s.

Garage Insurance

Selection of three garage insurance packages – Ideal, Excelent and VIP
You can set up the garage insurance separately or as an addition to the main building
Up to 25% discount on online deals You will receive all documentation electronically
Favourable price and great amount of insured risks within one insurance product

The garage insurance protects you against

Fire, lightning strike, explosion,
smoke or aircraft cras

Windstorm, hail and other water-related damage

Theft and other dangers

List of property insurance packages

	Ideal	Excelent	VIP
Exposure to the element windstorm, hail, lightning, heavy snow or ice
Fire and explosio fire, explosion, implosion, smoke
Disaster landslide, snow avalanche, rock and earth collapse, earthquake, fallen trees and poles
Vehicles crash of vehicle or its load, of aircraft, its parts or its load, aerodynamic noise caused by supersonic aircrafts
Basic water damag discharge, buildup and freezing water
Extensive water damag sewage backup & overflow, storm-related water damage	max.CZK 30 thous.	max.CZK 50 thous.	max.CZK 50 thous.
Flood and flash floo flood and flash flood
Theft and vandalism burglary, robbery, vandalism		max. 50 % of SI
Electricity short circuit, undervoltage and overvoltage (incl. indirect lightning strike)	max.CZK 30 thous.	mmax.CZK 50 thous.	max.CZK 100 thous.
Electronics damage to electrical equipment and optical devices	max. 35 % of SI	max. 35 % of SI	max. 35 % of SI
Alternative Accommodation alternative accommodation in case of damage	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Pets injuries to non-profitable animals	max.CZK 20 thous.	max.CZK 20 thous.	max.CZK 20 thous.
Glass and Sanitary Facilities broken glass caused by uninsured risk, broken sanitary facility caused by uninsured risk	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Damage to Property Outside the Home damage to bicycles outside of the place of insurance, damage to property in a secure area, damage to personal belongings, damage to items of personal use beyond the insurance	max.CZK 10 thous.	max.CZK 10 thous.	max.CZK 10 thous.
Money and Payment Cards damage to cash or misuse of passbooks and payment cards	max.CZK 20 thous.	max.CZK 20 thous.	max.CZK 20 thous.
Valuables and Property of Special Value damage to valuables, to property of special and artistic value	max. 20 % of SI	max. 20 % of SI	max. 20 % of SI
Vandalism - building vandalism, spray painting - pollution, coloration	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.
Odcizení - building Vandalism, theft of building components, materials and equipment	max.CZK 50 thous.	max.CZK 150 thous.	max.CZK 200 thous.
Facade - building Damage to Facade	max.CZK 30 thous.	max.CZK 30 thous.	max.CZK 30 thous.

Garage Insurance

Even your garage can be insured in high quality and at a favourable price

Take out online

The Ideal insurance package covers for example:

Fire, lightning strike, explosion, smoke or aircraft cras
Windstorm, hail and other water-related damage
Vandalism and theft of building components by a third party
Heavy snow, ice or storm-related water damage
Buildup, freezing water, windstorm or hail
Broken glass caused
by uninsured risk

The Excelent insurance package additionally covers:

Sewage backup & overflow with limit
up to CZK 25 thous
Water loss
with a limit up to CZK 25 thous
Storm-related water damage
with a limit up to CZK 25 thous

Burst pipe
with a limit up to CZK 25 thous
Theft of building components,
material and equipment up to CZK 100 thous

The VIP insurance package additionally covers:

Sewage Backup & Overflow
with a limit up to CZK 50 thous
Water loss
with a limit up to CZK 50 thous
Storm-related water damage
with a limit up to CZK 50 thous

Burst pipe
with a limit up to CZK 50 thous
Theft of building components,
material and equipment up to CZK 200 thous

For more details on insurance, read the terms and conditions.

What interests you most

What is the recommended insurance for a garage detached from the house of residence?: The subject of the insurance may be even separately insured garages in private ownership, including all building components.
How to insure a garage which is part of a family house?: If the insured set up an insurance of the family house, the garage, as part of the family house, is incorporated in the insurance policy. The insured amount must correspond to the value of the family house including the garage.